CVE-2026-30522
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Business Logic Flaw in SourceCodester Loan Management System Allows Penalty Manipulation

Publication date: 2026-04-01

Last updated on: 2026-04-01

Assigner: MITRE

Description
A Business Logic vulnerability exists in SourceCodester Loan Management System v1.0 due to improper server-side validation. The application allows administrators to create "Loan Plans" with specific penalty rates for overdue payments. While the frontend interface prevents users from entering negative numbers in the "Monthly Overdue Penalty" field, this constraint is not enforced on the backend. An authenticated attacker can bypass the client-side restriction by manipulating the HTTP POST request to submit a negative value for the penalty_rate.
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Meta Information
Published
2026-04-01
Last Modified
2026-04-01
Generated
2026-05-07
AI Q&A
2026-04-01
EPSS Evaluated
2026-05-05
NVD
EUVD
Affected Vendors & Products
Showing 1 associated CPE
Vendor Product Version / Range
oretnom23 loan_management_system 1.0
Helpful Resources
Exploitability
CWE
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KEV
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CWE ID Description
CWE-602 The product is composed of a server that relies on the client to implement a mechanism that is intended to protect the server.
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AI Powered Q&A
Can you explain this vulnerability to me?

CVE-2026-30522 is a Business Logic vulnerability in SourceCodester Loan Management System version 1.0, specifically in the Plan Management component. The issue arises because the server does not properly validate the 'penalty_rate' parameter on the backend.

While the frontend interface prevents administrators from entering negative values in the 'Monthly Overdue Penalty' field, this restriction is not enforced on the server side. An authenticated attacker can bypass the client-side check by manipulating the HTTP POST request to submit a negative penalty rate.

This allows the attacker to create loan plans with negative penalty rates, which breaks the intended financial logic of overdue loan handling.


How does this vulnerability affect compliance with common standards and regulations (like GDPR, HIPAA)?:

The vulnerability allows manipulation of financial data by creating loan plans with negative penalty rates, which disrupts business logic and causes financial discrepancies.

Such financial inaccuracies and data integrity issues could potentially lead to non-compliance with regulations that require accurate financial record-keeping and data integrity, although no specific mention of GDPR, HIPAA, or other standards is provided.

Since the vulnerability affects financial calculations and data integrity, organizations using the affected system might face challenges in meeting compliance requirements related to financial accuracy and auditability.


What immediate steps should I take to mitigate this vulnerability?

To mitigate this vulnerability immediately, ensure that server-side validation is implemented to enforce that the penalty_rate parameter cannot be negative.

Until a patch or update is applied, restrict administrative access to trusted users only and monitor HTTP POST requests to detect and block attempts to submit negative penalty_rate values.

Additionally, review and sanitize all inputs on the backend to prevent bypassing client-side restrictions.


How can this vulnerability impact me? :

The vulnerability can cause disruption of business logic and financial discrepancies within the loan management system.

Specifically, because negative penalty rates are allowed, penalty calculations may produce incorrect results such as reducing the borrower's debt instead of applying a penalty.

This can lead to financial loss for the lending institution and corruption of data integrity.


How can this vulnerability be detected on my network or system? Can you suggest some commands?

This vulnerability can be detected by monitoring HTTP POST requests to the endpoint ajax.php?action=save_plan and checking if the penalty_rate parameter contains negative values, which should not be allowed by the backend.

A practical way to test or detect this issue is to attempt sending a crafted POST request with a negative penalty_rate value to see if the server accepts it.

An example curl command to test this is:

  • curl --compressed -s -i -X POST 'http://127.0.0.1:8082/ajax.php?action=save_plan' \
  • -F "id=" \
  • -F "months=12" \
  • -F "interest_percentage=10" \
  • -F "penalty_rate=-10" \
  • -w "\nHTTP_STATUS:%{http_code}" \
  • -H "Cookie: PHPSESSID=YOUR_COOKIE_HERE"

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